Four Basic Principles for Raising Capital

Outside investors want to understand a business' strategy as well as its financial statements. The need to raise capital from outside investors requires a great deal of preparation across multiple dimensions. Among many

Keys to Obtaining Funding

To secure funding it's essential to instill confidence with a professional and accurate financial summary Securing a loan or other private funding is all about the business owner. Can you accurately represent your financial

Financing Your Small Business Growth With Debt

Seven factors for small business owners to consider. 1. The Loan Amount The loan amount should include the funds needed for both hard costs and soft costs. The hard costs would include real estate, equipment, inventory, and…

Do’s and Don’ts of Credit Best Practices

Follow these 5 Do's and 3 Don'ts for healthy small business credit score The “DO” Do pay your bills on time. Do keep credit cards balances low (try to keep balances under 1/3 of your current credit limit. Do pay off…

De-mystify the Business of Credit

Getting a handle on the "ins and outs" of credit is core for small business owners and consumers In an ever-evolving attempt to de-mystify the business of credit and make it easier understand the Board of Governors of the

Moving on Up Through Mergers and Acquisitions

Building Competency in Acquisitions-Part 3: The Approach- Basic Principles of the Transaction Execution Mergers & Acquisitions (M&A) Strategy—Author’s note: The activities that lead to the identification and ultimate

10 Tips to Secure A Small Business Loan

A step by step approach to a small business loan and keys to financing As a business professional contemplating a small business loan, you may have one small hurdle to overcome that you never considered before: You probably come from

Equity Crowd Funding Is Coming

5 Critical Issues When Considering Equity Crowd Funding as a Source of Capital Archive now available for Latin Business Today web members Click here to login or register and become a member. Highlights of the Equity Crowd…

Equity Crowd Funding 101

How Hispanic entrepreneurs can join the crowd to raise money for their companies You need to raise money to fund and grow your Hispanic small business. You have come up with a proposed investment structure and…

Banking On The Work Ethic

James Gutierrez built a micro-lending success on trust James Gutierrez It's easy to get a loan if you have the right assets, credit score and bank account size. Without them, it can be impossible. That's why James

Where’s The Money?

How To Get The Cash Up Front Your Business Needs You may have a terrific plan and be a talented workaholic, but finding funding is another issue. Most business failures are a result of inadequate funding from day one. Business owners…

Free Money? Not Quite

The following article is provided by SCORE, a nonprofit association of business counselors who mentor small business owners across the U.S. For more information, see the SCORE Web site: http://www.score.org/ Nothing good in life comes…

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Dr. Elizabeth D. Rios

Dr. Elizabeth D. Rios is a strategic visionary and has served her community in NY and FL in various Executive and entrepreneurial capacities for over…

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